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Finance solutions · Scotland & UK

Asset & invoice finance

Keep your business moving with finance for equipment and working capital.

Discuss your options

Make more of your assets and invoices

Asset finance can help your business acquire or refinance vehicles, plant and equipment. Invoice finance can release working capital tied up in eligible unpaid invoices. We help you explore both routes and discuss how they fit your operations.

How it could help

  • Purchasing vehicles, plant or business equipment
  • Exploring hire purchase or leasing
  • Releasing cash from unpaid invoices through factoring or discounting

What to consider

The right structure depends on the asset or debtor book and the way your business operates. Compare the full cost, ownership arrangements, contractual commitments and any security or personal guarantees. Invoice finance eligibility depends on lender assessment.

Your questions, answered

What is the difference between asset and invoice finance?

Asset finance relates to equipment, vehicles and other business assets. Invoice finance provides funding against eligible unpaid invoices. They address different business needs.

Can I refinance equipment I already own?

Refinancing existing assets may be possible, depending on ownership, the asset’s value and condition, and lender criteria.

KRD Commercial is a broker, not a lender. Finance is subject to status, affordability checks and lender criteria. Fees may apply. Security and/or personal guarantees may be required. Your property or other assets may be at risk if you do not keep up repayments on a loan or mortgage secured against them.

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