A bridge to your next property move
Bridging loans provide short-term funding secured against property. They can be used where a purchase or project needs funding before a longer-term arrangement is in place. KRD Commercial helps you explore lenders and structures suited to your property, timescale and planned exit.
How it could help
- Property purchases and auction acquisitions
- Breaking a property chain
- Light refurbishment before a sale or refinance
What to consider
A credible repayment plan — often called an exit strategy — is central to bridging finance. Discuss the expected term, security, valuation, fees and whether interest is paid monthly or added to the loan. Terms are typically short, and available structures depend on the lender.
Your questions, answered
How long is a bridging loan?
Bridging is short-term borrowing, commonly arranged over 1–24 months. The available term depends on the lender and your circumstances.
How is the loan repaid?
Repayment is usually made from an agreed exit, such as a property sale or refinance. Your broker will discuss the proposed exit with you; a future refinance is subject to approval.
KRD Commercial is a broker, not a lender. Finance is subject to status, affordability checks and lender criteria. Fees may apply. Security and/or personal guarantees may be required. Your property or other assets may be at risk if you do not keep up repayments on a loan or mortgage secured against them.
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