A clearer route for landlords
Buy-to-let mortgages are designed for property that will be let to tenants. KRD Commercial helps individual and portfolio landlords explore financing in a personal name or through a special purpose vehicle, depending on circumstances and lender criteria.
How it could help
- Purchasing or refinancing a rental property
- Exploring funding for HMOs and multi-unit freehold blocks
- Reviewing finance for a wider property portfolio or holiday let
What to consider
Lenders typically assess expected rental income against stressed repayment assumptions, as well as the property and applicant. The ownership structure and type of tenancy can affect suitable products. Specialist property types may need a specialist lender.
Your questions, answered
Can a limited company apply?
Some lenders offer buy-to-let mortgages to special purpose vehicle companies. Eligibility and terms depend on the company, directors, property and lender.
Do you help portfolio landlords?
We help landlords explore options for individual properties and portfolios. Tell us about your existing borrowing and your plans so we can consider the wider picture.
KRD Commercial is a broker, not a lender. Finance is subject to status, affordability checks and lender criteria. Fees may apply. Security and/or personal guarantees may be required. Your property or other assets may be at risk if you do not keep up repayments on a loan or mortgage secured against them.
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